Prop Firm Fee Calculator

Model the cumulative cost of prop firm evaluations and compare it to depositing the same amount into a 10X account.

Your Scenario

Challenge Fee per Attempt

$250

Funded Account Size (if passed)

Number of Attempts

Profit Split (Your Share)

80%

Estimated Monthly Return

Prop Firm Path

Total Fees Spent$750

If You Don't Pass$750 fees lost with no trading capital

Buying Power (if passed)$25,000

Monthly Profit (after split)$600

Months to Recover Fees2 months

Est. Net Profit After 12 Months$6,450

after split and fees

10X Account Path

Your Deposit (same amount)$750

Buying Power (10X)$7,500

Monthly Profit (100% yours)$225

Trading from Day 1Immediately

Months to Recover FeesNo fees to recover

Est. Net Profit After 12 Months$2,700

no split, net of trading costs

How This Comparison Works

Cumulative Fee Calculation

Challenge fees are multiplied by the number of attempts. With industry pass rates between 5% and 15%, most traders make multiple attempts before being funded, or never pass at all.

Profit Split Impact

Prop firms retain 10% to 20% of your trading profits. Over 12 months, the cumulative impact of the split can exceed the original challenge fee. The calculator models this over a full year.

10X Alternative

The same money spent on challenge fees, deposited into a 10X account, provides 10 times the deposit in buying power from day one. There is no evaluation, no split, and no fee recovery period.

Frequently Asked Questions

How is the comparison calculated?▾

The calculator multiplies your challenge fee by the number of attempts for total cost. If you pass, it models monthly profit at your stated return rate, subtracts the firm's split, and calculates how many months of profitable trading are needed to recover the fees. For the 10X path, the same total fee amount is treated as a deposit with 10X amplification, and monthly profit is calculated at 100% retention.

What assumptions does the calculator make?▾

It assumes a constant monthly return (which is unrealistic but useful for comparison), that the prop firm charges the same fee per attempt, and that the 10X account remains active for the full period. Real trading involves variable returns and the risk of losing your deposit or funded account. Use this tool for directional comparison, not as a prediction.

Do all prop firms charge the same fees?▾

No. Fees range from $50 for small accounts ($5K-$10K funded) to over $1,000 for large accounts ($200K+). The most common range for a $25K-$50K funded account is $150-$350. Some firms also charge monthly data fees, platform fees, or payout processing fees on top of the challenge fee.

Does the calculator account for trading costs?▾

The monthly return you enter should be your net return after spreads, commissions, and swaps. The calculator does not add trading costs separately because these apply equally to both paths. The key difference it highlights is the evaluation fee cost and the profit split.

Try the 10X Simulator

See detailed profit and loss scenarios for a 10X account with the interactive simulator.

Open 10X Simulator Open 10X Account

This calculator is for educational and illustrative purposes only. It uses simplified assumptions including constant monthly returns, which do not reflect real trading conditions. Actual prop firm fees, rules, and profit splits vary by provider. Trading CFDs involves risk of loss. Your deposit on a 10X account is at risk from trading activity. In extreme volatility, losses may exceed your deposit. Past performance is not indicative of future results. This is not financial advice.